How to Vet a Florida Title Company: Protect Your Clients and Your Closings

Vetting a Florida Title Company is critical for protecting your clients, closings, and commissions. This guide shows you how to choose a secure, compliant partner in today’s evolving real estate landscape.

Recent issues in the Florida title industry have revealed how cutting corners on compliance and auditing can derail deals—and leave agents and lenders exposed to financial and legal risk.

This guide walks you through what to look for when vetting a Florida title company, how to evaluate escrow practices, and why compliance and legal backing matter more than flashy marketing or referral perks.

Why Title Company Compliance in Florida Matters More Than Ever

A non-compliant title agency can expose your real estate business to serious risk:

• ❌ Lost escrow deposits
• ❌ Closing delays or cancellations
• ❌ Legal exposure for referring professionals
• ❌ Damaged reputation and lost commissions

Escrow services in Florida real estate are only as reliable as the company behind them. With more closings using remote notarization and electronic platforms, it’s vital to ensure you are vetting Florida title company partners for safety—not just speed.

✅ What to Look for When Vetting a Florida Title Company

When choosing a Florida settlement and escrow agency, insist on these best practices:

• ✅ Independent CPA Audits: The agency should conduct annual trust account audits and internal financial reviews.
• ✅ Proper Trust Account Management: Ensure escrow funds are held in FDIC-insured, segregated accounts with daily reconciliations.
• ✅ Active Underwriter Oversight: Strong relationships with national underwriters who monitor for compliance and risk mitigation.
• ✅ Attorney-Led Closings: A qualified team that includes Florida real estate attorneys provides oversight and legal confidence.
• ✅ Secure Paperless Home Closing: A modern, paperless home closing platform with encryption, login protections, and remote online notarization (RON) capabilities.
• ✅ Verified Title Searches: A company that provides lien and judgment searches, Florida title search and escrow, and title commitment services you can count on.

7 Red Flags When Vetting Florida Title Company Options

Avoid any title agency that:

• Refuses to share audit or compliance documentation
• Offers unclear or inconsistent title fees
• Doesn’t support remote online notarization in Florida
• Can’t verify attorney supervision on complex closings
• Has minimal oversight from its underwriter
• Relies heavily on marketing gimmicks over professionalism
• Avoids transparency in title policy issuance in Florida

Choose a Central Florida Title Company That Gets It Right

At The Closing Agent, we’ve proudly served the real estate community for more than 30 years as a trusted, attorney-led title company in Florida. We offer:

• 💼 Full-service Orlando title and closing services
• 💻 Seamless electronic closings and paperless document processing
• 🧾 Accurate and fast title searches, commitments, and policies
• 🔍 Reliable lien and judgment searches to protect all parties
• 🔐 Secure real estate escrow agent procedures
• 📑 Compliance-backed title policy issuance standards
• 💡 Options for title insurance discounts for qualified transactions

We are more than just a title company—we are a Central Florida title & escrow firm committed to professionalism, safety, and long-term relationships.

💬 Have Questions or Need Support?

Speak directly with our Vice President of Sales, David Hollamby, to learn more about partnering with a title company built on experience, integrity, and legal backing.

📞 Call David at (407) 398-6553 to discuss how we can support your real estate closings with confidence.

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🧠 Final Thought

In a market where trust matters more than ever, don’t leave your clients’ biggest investment in the hands of an unvetted title agency. Choose wisely. Close securely. Partner with professionals.