PLEASE NOTE – FINAL CLOSING FUNDS CANNOT BE SENT USING THIS SERVICE. FINAL FUNDS TO CLOSE MUST BE SENT BY TRADITIONAL WIRE TRANSFER.
Are you in the process of buying a home or property? An important part of this process is making the earnest money deposit (EMD), or more commonly known as the “escrow deposit”.
At The Closing Agent, we understand how hectic your schedule can be. Writing and mailing a check or driving to one of our locations to drop off that check can be difficult and time consuming in your already busy schedule.
In order to alleviate this inconvenience The Closing Agent has setup a safe and secure online portal for you to make your deposit without ever leaving the comfort of your home or office. As an added benefit there is no username or login necessary to make the online deposit.
The Choice Is Now Yours…
- Make your deposit using our safe and secure online check deposit portal without the need of a username or password and receive an instant email receipt; or
- Wire your funds directly to The Closing Agent. For your protection please call us for wiring instructions
- Drop your check at one of our 7 Central Florida office locations
Please note if the contract is properly terminated, provided there is no dispute and TCA has received a fully executed release and cancellation of contract, the deposit will be refunded five (5) business days from the date the funds are received in our account and will be returned via the ACH platform. The $11.00 convenience fee is non-refundable.
Online Check Deposit / ACH
To complete a fully digital transfer of your deposit through our Online Check Deposit Portal, you only need the following 2 pieces of information:
- Checking Account Number
- Bank Routing Number
Please note that due to banking regulations, the Online Check Deposit Portal can only be used for deposits in the amount of $10,000 or less.
Online Check Deposit Portal service is provided by Payload, LLC an $11.00 convenience fee will be added to the total amount of your deposit at checkout.
Benefits of The Closing Agent's Online Check Deposits Portal • No More Expensive Wiring Fees • No More Waiting For Wire Instructions • No More Running To The Title Company To Deliver the Deposit
PLEASE NOTE – FINAL CLOSING FUNDS CANNOT BE SENT USING OUR ONLINE/ACH CHECK SERVICE. FINAL FUNDS TO CLOSE MUST BE SENT BY TRADITIONAL WIRE TRANSFER.
If you need assistance please call one our our helpful team members at 407-425-2400.
We are a PC Level 1 certified platform meaning we abide by and are certified for the highest level of data security in the industry. All financial information is securely transferred via end-to-end encryption from your device to our PCI certified vault. Our platform undergoes rigorous penetration and vulnerability testing and scanning, and we develop proprietary machine learning and risk monitoring systems to keep you safe.
Personal checks contain several sensitive data points: bank institution, account number, routing number, home address, name and signature. A simple image of this check can lead to fraudulent activity such as unauthorized spending or identity theft. Payload Keybox does not store any customer sensitive information, and all account number information is bank-level encrypted at the moment of payment, eliminating the threat of stolen data.
Wire fraud continues to be a growing threat, and the process typically involves a homebuyer being given false wire instructions, usually via email. Once a payment is executed, wire transfers are irrevocable, resulting in a total loss. Payload Keybox eliminates the risk of loss by leveraging the inherent protections of WEB initiated ACH transfers. ACH transfers are limited to United States bank accounts and all transactions are fully traceable. If a fraudster was able to trick a homebuyer into making this ACH payment to a fraudulent account, the payment can simply be reversed.